DIG DITCHES!

As we go through this period of quarantine, we can so easily be caught up with the past, of how good we had it. Or, be preoccupied in the present with all the reports and statistics as the pandemic runs its course in your city, nation or the world. Its okay to look back with nostalgia and keep abreast of the current happenings so as to be sensitive and well-informed, but if sexo not atleast consider the future, we will be doubly lost!

MANAGING THE OVERFLOW

Most often, when we are given a bonus, a raise or are fortunate to have surplus in our hands, we tend to spend it on what we have already desired to have. Surfing online shopping sites or window shopping or scanning magazines for deals has become a favorite pastime and entertainment for us. In doing so, we automatically build up a repertoire of wants and desires which we try to fulfil in the seasons we have excess or surplus. Nothing wrong in doing so when you have a planned budget to catch deals during, say a festival season; but doing it as an obsessive impulse is quite detrimental to our financial well being.